Credit Freeze might be an option for those not planning to apply for credit in the near future.

Credit Freeze might be an option for those not planning to apply for credit in the near future. It is also relatively safe considering that it is offered by the credit bureaus, and does not require another third party player having access to your credit information (at least on paper).

As mentioned earlier, there might be other avenues that could be releasing your pid info.

By the way, when those who had applied for bankruptcy repeatedly holding high level positions, several big organizations having debt loads never seen before, and when countries having debt loads in billions and trillions, it makes us wonder why credit management becomes such a major issue at an individual level other than to create another multi billion dollar industry again on paper.

For that matter, housing bubble caused in the recent history was due to total lack of respect for credit management created by sub-prime mortgage lending.

Moreover, credit score is a major concern only in certain developed countries, and not much of a financial indicator in most of the world.
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